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This can vary from model to model – some older, smaller cars may cost $80/wk, while high performance or later models may cost as much as $200/wk. You will get the $10,000 upfront, pay for your car, and then repay the debt of $10,000 over the next three years, plus $500 each year that you are repaying the loan: in effect, $1,500 of interest. Also read reviews from real customers. See official site, terms and details. Best for quick loans: Possible Finance. LightStream. 5% discount on your personalised interest rate (interest rates start from 5. Car Loans For Bad Credit. With our fast loan approval process, Money3 could see you behind the wheel of your new car (or other vehicle) sooner than you might think 1. Looking to refinance a car in Melbourne? Typically, you'll have to wait at least a year or two to qualify for refinancing. Best for short-term loans: Afterpay. Put your dream in your driveway with a Responsive Lending Bad Credit Car Loan. 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